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How to Choose an Auto Insurance Company



How to Choose an Auto Insurance Company






Finding cheap online auto insurance company could be an almost impossible task. Especially if you don't know anything when it comes to car insurance. Therefore it is very important to have actual knowledge on the subject. Wish to get best rates? Learn what you are buying.

There are now thousands of auto insurance companies to choose from, so it can be hard trying to find the best one for you. The internet has so many different options, you may find it a bit overwhelming. That being that, finding the company that suits you may not be quite as difficult if you do your research.

Getting quotes from different companies is the first step in the right direction. It is also one more source of information to help you choose what you, yourself can afford and what is right for you. Quotes are easy to get from the comfort or your home, on the internet and absolutely free. When you are filling out forms for your auto insurance, always try to to send the correct information because this is what the quotes you are offered depend on. Factors that impact your auto indemnity policy include: Your age, sex, address, driving record and credit score.

When you have obtaianed quotes from no fewer than three companies, start comparing the quotes of each policy and what exactly each of them covers. When dealing with an auto insurance company, whether it be for commercial car coverage or for private auto coverage, make sure that particular company answers your questions and able to respond to claims promptly. Always consider the company's financial situation and it may be best to make sure there are not too many complaints about their service on the complaints page.

Most people make a mistake signing before reading. It is greatly important when you deal with auto insurance to make certain that you are dealing with the right company. In the same aspect, it is significantly more important to ensure that the coverage that you are receiving is the coverage that you signed up for. When filing a claim, you surely don't want a surprise. Read the policy, maybe even twice, before signing it. You must be absolutely sure the policy that you accept it what you need and that it is providing the coverage needed.
Your research of the auto insurance company, the type of coverage that you need, and the basic facts about auto insurance, help ensure that you have found the best auto insurance company.

Get to know how auto insurance company can offer you more than expected. Cheaper auto insurance rates and excellent service aren't just a theory. Find out what affects the cost of auto insurance at auto-insurance-company.biz/ or just get a fast, free and no obligation car insurance quote.

Mark Jokrberg : Inventor of Facebook


The story of the inventor of Facebook

Mark Jokrberg



When he sat down in front of Mark Jokrberg computer screen in his room housing students in American universities, Harvard University, and began designing a new website on the Internet, he has a clear goal, a website design combines his colleagues at the university and enable them to exchange their news and pictures and opinions.


Did not think Jokrberg, who was renowned for his fondness among students Serious Internet, traditionally. For example, did not seek to establish a commercial site to attract ads, or to publish news or university .. Simply thought to facilitate the process of communication between university students on the basis that such communication, if successful, would have a sweeping popular.

Jokrberg achieved rapid success in a short time

Jokrberg and fired his "Facebook" in 2004, and was what he wanted



Soon the site was popular among students of Harvard University, and has gained wide popularity among them, which encouraged him to expand the base of the right to gain access to the site to include students of other universities or students of secondary schools are seeking to identify the university life.


Continued site "Facebook" is limited to university students and secondary schools for two years. Jokrberg then decided to make one more step forward, namely, that opens the doors of its location in front of all those who wish to use, and the result was a surge in the number of users of the site, rising from 12 million users in the month of December of last year to more than 40 million userscurrently, and hopes to reach number 50 million users by the end of 2007.


At the same time, also decided to open the doors of the site in front of programmers to provide new services to visitors, and enter into contracts with advertisers seeking to take advantage of the broad mass base.


It was natural to draw the rapid success achieved by the site the attention of workers in the information industry, on the one hand, it became clear that the market for social networking online is growing tremendously, and fills an important need of Internet users in particular young people. On the other hand succeeded site "Facebook" in this area significantly.


The result was that Jokrberg received an offer for the purchase of its one billion dollars last year.
Billion dollars is not enough! But Jokrberg, aged 23, was just surprised many around him to refuse the offer.

Site Facebook is used by more than 40 million people currently

Many had predicted that the regret at the rejection, especially that it came after only one year of the company "Uzcorpurishn", owned by Australian billionaire Rupert Murdoch, bought the site "MySpace", a site of social relations, the amount of $ 580 million.


The reason for the refusal to offer Jokrberg attributable to that he saw that the value of its network are much higher than the amount offered. As he said in an interview with the British Financial Times newspaper, he "probably did not appreciate the value of many of the network that we have built what they deserve." He added that the

The communication process between people of great importance, and "If we can improve them a bit of a large number of people, it will have a huge economic impact to the whole world."

And proved the reality of the case he was right in rejecting this offer. The newspaper said "Wall Street Journal", the most prominent newspapers, the U.S. economic, Monday that Microsoft Corp. is seeking to purchase 5% of the value of "Facebook" with a value of $ 300 to $ 500 million, it

Which means that the value of Facebook "total amount of up to six to ten billion.

It is said that Microsoft's monopoly on online advertising network on Facebook at the moment.

Dreams and problems in front of Jokrberg many projects, for example, he wants to continue the growth in users of the network to double the number of

Users every six months, and wants to provide more interactive services in the network "Facebook", though Jokrberg generally prefer not to talk about long-term plans.

But the road is not easy. There is fierce competition from several sites of social relations, including the web site "MySpace", which will be the number of users more than 200 million people, is the largest network of social relations in the world.


There are also reports that the Facebook development system that allows advertisers to use the information provided by users of the network themselves, which, as Zuckerberg denies that such a system raises questions about the privacy enjoyed by Internet users.


In addition, he drew New York Attorney General on Monday, September 24 to subpoena officials of the "Facebook," he said in a letter to the network that an initial examination had revealed shortcomings in the protection enjoyed by Internet users, especially small-scale

Age. He has one of the investigators posing as a young man and entered the site of the network was subjected to sexual misconduct by some users.


He also said Attorney General Richard Blumenthal Konicttikit told the Reuters news agency that his office found three of those convicted of sexual offenses within the network users of Facebook, and on the network to do a lot of steps before he felt satisfied with the end towards the full recipe.

For its part, the network confirmed it is keen to do everything possible to protect its users.
On the path of Bill Gates? Seems clear similarities between Bill Gates and Marc Berg Joker. Both men began work in the information industry in

Early twenties, and both became millionaires in their twenties, too, and both had a vision of success and resulted in a change in the information market has benefited millions of people in the world.

مارك جوكربيرج : مختــــرع الفيــــس بوكـ


مارك جوكربيرج 




عندما جلس مارك جوكربيرج امام شاشة الكمبيوتر في حجرته بمساكن الطلبة في جامعة هارفارد الامريكية العريقة، وبدأ يصمم موقعا جديدا على شبكة الانترنت، كان لديه هدف واضح، وهو تصميم موقع يجمع زملاءه في الجامعة ويمكنهم من تبادل اخبارهم وصورهم وآرائهم.

لم يفكر جوكربيرج، الذي كان مشهورا بين الطلبة بولعه الشديد بالانترنت، بشكل تقليدي. مثلا لم يسع الى انشاء موقع تجاري يجتذب الاعلانات، او الى نشر اخبار الجامعة او .. ببساطة فكر في تسهيل عملية التواصل بين طلبة الجامعة على اساس ان مثل هذا التواصل، اذا تم بنجاح، سيكون له شعبية جارفة.
جوكربيرج حقق نجاحا سريعا في وقت قصير
واطلق جوكربيرج موقعه "فيس بوك" في عام 2004، وكان له ما اراد.
فسرعان ما لقي الموقع رواجا بين طلبة جامعة هافارد، واكتسب شعبية واسعة بينهم، الامر الذي شجعه على توسيع قاعدة من يحق لهم الدخول الى الموقع لتشمل طلبة جامعات اخرى او طلبة مدارس ثانوية يسعون الى التعرف على الحياة الجامعية.

واستمر موقع "فيس بوك" قاصرا على طلبة الجامعات والمدارس الثانوية لمدة سنتين. ثم قرر جوكربيرج ان يخطو خطوة اخرى للامام، وهي ان يفتح ابواب موقعه امام كل من يرغب في استخدامه، وكانت النتيجة طفرة في عدد مستخدمي الموقع، اذ ارتفع من 12 مليون مستخدم في شهر ديسمبر/كانون الاول من العام الماضي الى اكثر من 40 مليون مستخدم حاليا، ويأمل ان يبلغ العدد 50 مليون مستخدم بنهاية عام 2007.

وفي نفس الوقت قرر ايضا ان يفتح ابواب الموقع امام المبرمجين ليقدموا خدمات جديدة لزواره، وان يدخل في تعاقدات مع معلنين يسعون للاستفادة من قاعدته الجماهيرية الواسعة.

وكان من الطبيعي ان يلفت النجاح السريع الذي حققه الموقع انظار العاملين في صناعة المعلومات، فمن ناحية بات واضحا ان سوق شبكات التواصل الاجتماعي عبر الانترنت ينمو بشكل هائل، ويسد احتياجا هاما لدى مستخدمي الانترنت خاصة من صغار السن. ومن ناحية اخرى نجح موقع "فيس بوك" في هذا المجال بشكل كبير.

وكانت النتيجة ان تلقى جوكربيرج عرضا لشراء موقعه بمبلغ مليار دولار العام الماضي مليار دولار لا تكفي! الا ان جوكربيرج، وعمره 23 عاما، فقط فاجأ كثيرين من حوله برفض العرض.
موقع فيس بوك يستخدمه اكثر من 40 مليون فرد حاليا.

 

وتوقع كثيرون ان يندم على هذا الرفض، خاصة وانه جاء بعد عام واحد فقط من قيام شركة "نيوزكوربوريشن"، التي يمتلكها المليونير الاسترالي روبرت ميردوخ، بشراء موقع "ماي سبيس"، وهو موقع للعلاقات الاجتماعية، بمبلغ 580 مليون دولار.

اما سبب رفض جوكربيرج لهذا العرض فيرجع الى انه رأى ان قيمة شبكته اعلى كثيرا من المبلغ المعروض. وحسبما قال في مقابلة مع صحيفة فاينانشيال تايمز البريطانية فانه "ربما لم يقدر كثيرون قيمة الشبكة التي بنيناها بما تستحق". واضاف ان
عملية الاتصال بين الناس ذات اهمية بالغة، و"اذا استطعنا ان نحسنها قليلا لعدد كبير من الناس فان هذا سيكون له اثر اقتصادي هائل على العالم كله".
واثبت واقع الحال انه كان محقا في رفضه هذا العرض. فقد قالت صحيفة "وول ستريت جورنال"، ابرز الصحف الاقتصادية الامريكية، الاثنين ان شركة ميكروسوفت تسعى لشراء 5% من قيمة "فيس بوك" بقيمة من 300 الى 500 مليون دولار، الامر
الذي يعني ان قيمة فيس بوك" الكلية تصل الى مبلغ من ستة الى عشرة مليارات.
يشار الى ان شركة ميكروسوفت تحتكر اعلانات الانترنت على شبكة فيس بوك في الوقت الراهن.
احلام ومشكلات امام جوكربيرج مشروعات كثيرة، فهو مثلا يريد ان يستمر النمو في مستخدمي الشبكة بحيث يتضاعف عدد
المستخدمين كل ستة اشهر، ويريد تقديم المزيد من الخدمات التفاعلية في شبكة "فيس بوك"، وان كان جوكربيرج لا يفضل عموما الحديث عن خططه طويلة الاجل.
الا ان الطريق ليس سهلا. هناك منافسة شرسة من عدة مواقع للعلاقات الاجتماعية، ابرزها موقع "ماي سبيس" الذي سيبلغ عدد مستخدميه اكثر من 200 مليون فرد، ويعد اكبر شبكة للعلاقات الاجتماعية في العالم.

هناك ايضا تقارير تحدثت عن قيام فيس بوك بتطوير نظام يسمح للمعلنين باستخدام المعلومات التي يقدمها مستخدمو الشبكة عن انفسهم، وهو ما ينفيه زوكربرج اذ ان مثل هذا النظام يثير تساؤلات عن مدى الخصوصية التي يتمتع بها مستخدمو الشبكة.

بالاضافة الى ذلك فقد وجه المدعي العام في نيويورك يوم الاثنين 24 سبتمبر/ايلول مذكرة استدعاء لمسؤولين في "فيس بوك"، وقال في خطاب للشبكة ان فحصا اوليا اوضح وجود اوجه قصور في الحماية التي يتمتع بها مستخدمو الشبكة، خاصة صغار
السن. وقد قام احد المحققين بالتظاهر بانه شاب صغير السن ودخل على موقع للشبكة فتعرض لملاحقة جنسية من قبل بعض المستخدمين.

كما قال المدعي العام لولاية كونيكتتيكيت ريتشارد بلومينثال لوكالة رويترز للانباء ان مكتبه وجد ثلاثة من المدانين بجرائم جنسية ضمن شبكة مستخدمي فيس بوك، وان على الشبكة القيام بالكثير من الخطوات قبل ان يشعر بالرضى الكامل تجاهها على حد وصفه.
ومن جانبها تؤكد الشبكة انها حريصة على القيام بكل ما هو ممكن لحماية مستخدميها على طريق بيل جيتس؟ يبدو التشابه واضحا بين بيل جيتس ومارك جوكر بيرج. كلا الرجلين بدأ العمل في صناعة المعلومات في
بداية العشرينات من العمر، وكلاهما اصبح من اصحاب الملايين في العشرينات ايضا، وكلاهما صاحب رؤية اثمرت نجاحا وتغييرا في سوق المعلومات استفاد منه الملايين في العالم.

Apprendre toutes les recettes algériennes

Apprendre toutes les recettes algériennes



Abats , Confitures , Crêpes
Conserves , Desserts , Entrées
Légumes frais , Poissons , Pains , Riz
Viandes , Volailles.



iPod touch : FaceTime comes to iPod touch

Don't just say hello. SMILE
Video calling is in full effect on iPod touch. Now your friends can see what you’re up to, when you’re up to it. With the tap of a button, you can wave "hi" while standing in a foreign country, get a second opinion on a pair of boots, or have your friends bear witness to the everyday pranks, bets, and dares they otherwise might have missed — new iPod touch to new iPod touch or iPhone 4 over Wi-Fi. And come face to face with even more fun.



Tap for a more instant, instant message.




Take “LOL” to the next level and actually see friends laughing. Or bring “XOXO” to life when you blow someone a kiss from miles away. FaceTime on iPod touch makes it possible. FaceTime works right out of the box — just enter your Apple ID and email address. Or create a new email account just for FaceTime. Using FaceTime is as easy as it gets. Say you want to start a video call with your best friend over Wi-Fi. Just tap the FaceTime app and find her entry to start the call. An invitation pops up on her iPod touch or iPhone 4 screen asking if she wants to join you. When she accepts, FaceTime begins. It’s all perfectly seamless. And it works in both portrait and landscape. See how much fun you can have.

Two cameras make either side its fun side.



iPod touch has two built-in cameras, one on the front above the display and one on the back. The front camera has been tuned for FaceTime. It has just the right field of view and focal length to focus on your face at arm’s length. So it always presents you in the best possible light. Which is particularly handy when you’re talking to someone who’s more than just a friend.

The back camera. See and share.



So your roommate had to work late and couldn’t make it to the concert. You can share the encore with a FaceTime call. As the band takes the stage and starts playing one of her all-time favorite songs, just tap a button. And before the lead singer can belt out his first note, iPod touch switches to the back camera and to the sure-to-be-legendary performance. Another tap switches to the front camera and to you. Simple, fast, and fun.